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HomeYES! Our advisers will complete all the necessary paperwork and applications and forward them to a lender on your behalf. The application is then processed by our dedicated administration team, until a decision on your mortgage is received. We also update you weekly, with the exact situation of your mortgage application.
We can obtain a mortgage for you even before you find a property, putting you in a strong position for making an offer.
How much will the advice cost?
Whoever arranges your mortgage will generally receive commissions on insurance connected with it. This applies even if you go direct to the Bank or Building Society. Lenders sometimes pay an introductory fee as well (this allows us to offer our services at no additional cost to you in most cases).
How much can I borrow?
This depends on your circumstances. Usually though the amount you can borrow is calculated using your income. Different lenders use different formulas but our helpful calculator will be able to give you an indication of what you can expect the amount to be.
How much will my Repayments be?
This depends on your individual needs and which mortgage scheme is the most suitable for you. It is also dependent on which Building Society, Bank or Lender you choose. However we will provide you with all the initial and ongoing costs before you leave.